Published at Friday, 20 November 2020. Worksheets. By Fanchon Pons.
Find a budgeting worksheet with all the categories you need. Nothing can be more frustrating when you are working on your monthly budget than to run out of budget categories as you are grinding through numbers. Trying to decide where to put an expense can be very frustrating. When choosing your budgeting worksheets, look for some major main categories of expenses with the flexibility to add more detailed line items underneath. For example, major budgeting categories include charities / tithing, savings, housing, utilities, food, transportation, clothing, medical / health, personal, recreation, debts.
This way, when vacation time rolls around, you will already have all the funds you need. Think of the other one time or annual expenses in your financial picture that you may need to plan for on a monthly basis. By incorporating virtually every expense into your monthly budget, you can rest assured that all of your obligations will be taken care of. Look online for examples of a budgeting worksheet that you can use to get started. Many of these are free and you will most likely find that they make the task of creating a budget much easier.
Just because your child will be playing fun online games does not mean the same value will not be there. Create a comfortable study zone. Turn off outside distractions such as cell phones, radios or TVs. Make sure your child is not tired or hungry so that he or she can focus all attention on learning. Also try to keep the lessons consistent with what is being learned in school. A quick chat with the teacher or signing up for an online newsletter from the classroom are ways to keep tabs on the lesson plans. Since 3rd grade math relies on the concepts that were learned during kindergarten, first and second grades, do not be afraid to start your child at a lower level. With adaptive learning, the programs will not move on to the next level until your child has a firm grasp on the current material. The online games will be a wonderful way for your child to catch up on basic arithmetic concepts and be comfortable using them across applications.
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