Published at Thursday, 19 November 2020. Worksheets. By Denice Hubert.
The biggest complaint about budgeting is that it is too hard and takes too much time. Look for something that not only does all of the above functions, but is also easy to use from the get-go. The forms should be intuitive, easy to identify the cells to fill in data, and easy to read print out report. Finally, my gauge of a truly excellent budgeting worksheet is to ask yourself, "Is this a report that I had be comfortable taking to a financial planner, banker, or other professional for further advice or coaching?" If the answer is yes, then you have done a good job!
If you must use worksheets, then be sure you do the following things: Know what you are buying. If you can not see it (there is no sample shown), then do not buy it. There are many people out there trying to make a buck off the current popularity of worksheets. Many, if not most, of these people know nothing about mathematics, teaching, or how the brain learns. Anyone can type columns of addition, subtraction, multiplication, etc. problems; but these worksheets will be bad for your child. Do not trust what you can not see.
Play a magnetic fish game with cardboard fish with a paper-clip and a piece of dowel and string with a magnet on the end as a fishing rod. Count the fish in the pond. When one gets caught subtraction how many are left? Division can be as simple as a sharing exercise. "There are 4 people here and I have 8 counters. Let us see how many we will get each". Use play dough or counters or blocks to make groups of items. Talk about what happens when you put groups together (multiplication). Make the terminology you use simple. This age group need simple language instead of mathematical terms. These activities are laying the foundations for further learning.
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